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Radix Accounting
Business financing

Business Loan Affordability Calculator

Cash flow test

Estimate affordable business loan payments and borrowing capacity.

Use this to test a business loan, equipment purchase, acquisition or expansion budget against available cash flow and DSCR.

Affordable new payment$0.00
Estimated loan amount$0.00
Purchase budget$0.00
Monthly cash flow$0.00
Existing monthly debt$0.00
Resulting DSCR0.00
Loan assumptionEstimate

This calculator estimates payment capacity only. Lenders may also review credit, collateral, tax filings, industry risk, working capital, owner compensation, guarantees and loan covenants.

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